Harmonization of legal rules on mortgage credit agreements

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Description

Recently I was interviewed by Peter Teffer, research journalist for 'Follow The Money', about (the lack of) a European market for mortgage credit agreements... See https://www.ftm.nl/artikelen/eu-beloofde-goedkopere-hypotheken-maar-liet-hindernissen-bestaan

Although the rules on mortgage credit agreements were (partially) harmonized in 2014, we are still far away from creating an internal market for mortgage credit agreements granted to consumers.

Excellent timing by Peter Teffer, by the way, because the rules on mortgage credit need revision. If interested in this topic, tune in for more news to follow in 2025... including my upcoming research papers which will be published soon in the context of 2 European research projects respectively led by @Irene Visser (Rijksuniversiteit Groningen) on 'mortgage enforcement and forbearance', and by Miriam Anderson and Esther Arroyo (University of Barcelona) on 'the Review of the Mortgage Credit Directive: Towards a Sustainable, Digital and Inclusive European Market'.

Subject

Mortgage Credit Agreements granted to consumers

Period27 Jan 2025

Media contributions

1

Media contributions

  • TitleWaar blijven die goedkopere hypotheken die Brussel ons beloofde?
    Degree of recognitionNational
    Media name/outletFollow The Money
    Media typeWeb
    Country/TerritoryNetherlands
    Date27/01/25
    DescriptionJe Nederlandse huis financieren met een goedkope hypotheek bij een Maltese bank? In theorie kan en mag het in de EU. Maar in de praktijk weigeren hypotheekverstrekkers buitenlandse klanten vaak. Waar blijft de beloofde pan-Europese hypotheekmarkt?
    Producer/AuthorPeter Teffer
    URLhttps://www.ftm.nl/artikelen/eu-beloofde-goedkopere-hypotheken-maar-liet-hindernissen-bestaan
    PersonsJohan Vannerom
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