The paper investigates the factors that affect the net interest margin (NIM) of commercial banks (CBs) in Vietnam between 2008 and 2018. We examinesecondary data of CBs with 308observationsduring the period2008-2018,and apply a range of investigative methods to confirm the empirical findings. The results show that operating expenses and credit risk have a positive impact on NIM, whereas the level of risk aversion, quality of management, income from trading, and the proportion of depositshave negative impactson NIM.The empirical findings offer suggestions which should helpbankmanagement to identify thefactors affecting the marginal interest ratetoapply suitable policies in supervising CBsin Vietnam.
|Number of pages||27|
|Journal||Advances in Decision Sciences|
|Publication status||Published - Mar 2020|